Why you should use the Bilt Mastercard for dining (vs. other 3x dining cards)
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In the world of credit card rewards, every dollar you spend can become a stepping stone towards a wealth of rewards, often presented as miles or points. Today, I wish to highlight the Bilt World Elite Mastercard® Credit Card and the reasons why it has become my preferred option for all dining purchases within the US.
Sizing Up the Dining Rewards Landscape
Many of us are acquainted with the dining benefits associated with cards such as the Chase Sapphire Reserve®, Chase Sapphire Preferred®, and the American Express® Gold Card. These cards reward your dining expenses with valuable points. The Chase Sapphire Reserve® gives you 3 points per dollar spent on dining worldwide, while the American Express® Gold Card awards 4 Membership Rewards points per dollar spent at restaurants.
These earned points open up a plethora of redemption opportunities. For instance, the Chase Ultimate Rewards points can be used for travel, cash back, gift cards, and shopping at Amazon. In contrast, American Express Membership Rewards points can be redeemed for travel, shopping, gift cards, or even donated to charity. The flexibility these cards offer allows you to tailor your rewards strategy to fit your lifestyle and preferences.
Amplifying Your Rewards with the Bilt World Elite Mastercard® Credit Card
But what about the Bilt World Elite Mastercard® Credit Card? At first glance, it too offers a competitive 3x earnings rate on dining. Use the card 5 times each statement period to earn points. However, the Bilt card provides an additional advantage: the opportunity to earn an extra 5x points at Bilt Dining restaurants. (for both point bonuses, see Wells Fargo terms here) This extra reward is applicable when you pay with any eligible card in your Bilt wallet at these eateries. Essentially, you're generating similar, if not greater, point totals compared to other cards. So, why choose Bilt?
Bilt's Unique Travel Partners: A Game Changer
The true differentiation lies in Bilt's distinctive travel partners. Unlike many other cards, Bilt Rewards offers a pathway to transfer points to a few rare partners, a notable one being the American Airlines AAdvantage program. Earning AAdvantage miles can be challenging due to the limited credit card options that directly earn these miles, but the Bilt World Elite Mastercard® Credit Card provides an exclusive way to pile up these coveted miles.
What's more, American Airlines frequently offers stellar deals that significantly elevate the value of these miles. I've personally redeemed 50,000 AAdvantage miles for one-way business class tickets for long-haul trips multiple times, a perk I've utilized on my regular flights to Argentina.
Final Thoughts
While several credit cards offer appealing dining rewards, the Bilt World Elite Mastercard® Credit Card sets itself apart with its additional rewards at Bilt Dining restaurants and unique transfer partners. For individuals looking to maximize their rewards, especially those who prefer American Airlines, the Bilt card undeniably makes
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Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities.